<?xml version="1.0" encoding="GBK"?>
<REQUEST>
	<TRAN_CODE>{交易码}</TRAN_CODE>
	<PARTNER_ID>lis_jingdong</PARTNER_ID>
	<SUITE_NAME>tx</SUITE_NAME>
	<BUSI_DATE>{交易日期}</BUSI_DATE>
	<BUSINESS_NO>1196911317487403</BUSINESS_NO>
	<BK_SERIAL>15814809664212200200000</BK_SERIAL>
	<POLICY>
		<APPLY_NO>{投保单号}</APPLY_NO>
		<PRESSNO/>
		<RECEIPTNO/>
		<SCHEME_NO>{方案代码}</SCHEME_NO>
		<APPLY_DATE>{投保日期}</APPLY_DATE>
		<EFFECT_DATE>{生效日期}</EFFECT_DATE>
		<POLICYEND_DATE>{失效日期}</POLICYEND_DATE>
		<TRAN_CHNL>{交易渠道}</TRAN_CHNL>
		<TRAN_APPLY_SOURCE>{交易投保来源TRAN_APPLY_SOURCE}</TRAN_APPLY_SOURCE>
		<PAY_CHNL>{交易投保来源PAY_CHNL}</PAY_CHNL>
		<SUM_PREM/>
		<AGENT_NO/>
		<PREMBANKNAME/>
		<PREMBANKACCNO/>
		<REASON1/>
		<REASON2/>
		<DEPT_NO/>
		<BRANCH_CODE/>
		<BANKCODE/>
		<BK_BETP_NO/>
		<APP>
			<CLIENT_NAME>{姓名}</CLIENT_NAME>
			<SEX_CODE>{性别}</SEX_CODE>
			<BIRTHDAY>{生日}</BIRTHDAY>
			<IDNO>{证件号码}</IDNO>
			<ID_TYPE>01</ID_TYPE>
			<COUNTRY_CODE>156</COUNTRY_CODE>
			<IDCARDENDDATE/>
			<WORK_UNIT/>
			<WORK_ADDR/>
			<WORK_ADDR_ZIP/>
			<HOME_ADDR/>
			<HOME_ADDR_ZIP/>
			<CONTACT_ADDR/>
			<CONTACT_ADDR_ZIP/>
			<PREM_ADDR/>
			<PREM_ADDR_ZIP/>
			<EMAIL/>
			<HOME_PHONE/>
			<OFFICE_PHONE/>
			<CONTACT_PHONE>{联系电话}</CONTACT_PHONE>
			<MOBILE_PHONE>{联系电话}</MOBILE_PHONE>
			<OCCUPATION_CODE/>
			<OCCUPATIONDES/>
			<RELATIONSHIP>01</RELATIONSHIP>
		</APP>
		<INS>
			<CLIENT_NAME>{姓名}</CLIENT_NAME>
			<SEX_CODE>{性别}</SEX_CODE>
			<BIRTHDAY>{生日}</BIRTHDAY>
			<IDNO>{证件号码}</IDNO>
			<ID_TYPE>01</ID_TYPE>
			<COUNTRY_CODE>156</COUNTRY_CODE>
			<EMAIL/>
			<HOME_PHONE/>
			<OFFICE_PHONE/>
			<CONTACT_PHONE>{联系电话}</CONTACT_PHONE>
			<MOBILE_PHONE>{联系电话}</MOBILE_PHONE>
			<OCCUPATION_CODE/>
			<OCCUPATIONDES/>
		</INS>
		<BENF_LIST>
			<BENF>
				<BENEFICIARY_NAME>法定继承人</BENEFICIARY_NAME>
				<SEX_CODE/>
				<BENEFIT_TYPE/>
				<BENEFIT_SEQ>1</BENEFIT_SEQ>
				<BENEFIT_RATE>1</BENEFIT_RATE>
				<BIRTHDAY/>
				<RELATIONSHIP/>
				<ID_TYPE/>
				<IDNO/>
				<IDCARDENDDATE/>
			</BENF>
		</BENF_LIST>
		<COVG_LIST>
			<COVG>
				<PRODUCT_NAME/>
				<PRODUCT_CODE/>
				<IS_PRIMARY_PLAN/>
				<PRODUCT_SEQ/>
				<COVER_PERIOD_TYPE/>
				<COVERAGE_PERIOD/>
				<PREM_PERIOD_TYPE/>
				<PREM_TERM/>
				<FREQUENCY/>
				<FACEPRIND/>
				<UNITS/>
				<SUM_INS/>
				<PERIOD_PREM_SUM/>
				<DIVIDEND_SELECTION/>
				<PAY_TO_DATE/>
				<MATURITY_DATE/>
			</COVG>
		</COVG_LIST>
		<SPINFO_LIST>
			<SPINFO>
				<DEF_CODE>GRANT_FLAG</DEF_CODE>
				<DEF_VALUE>Y</DEF_VALUE>
			</SPINFO>
			<SPINFO>
				<DEF_CODE>SCHEME_NO</DEF_CODE>
				<DEF_VALUE>FA2019010335191630</DEF_VALUE>
			</SPINFO>
			<SPINFO>
				<DEF_CODE>V_IS_CHECK</DEF_CODE>
				<DEF_VALUE>N</DEF_VALUE>
			</SPINFO>
			<SPINFO>
				<DEF_CODE>COMBINATION_CODE</DEF_CODE>
				<DEF_VALUE>D000059402</DEF_VALUE>
			</SPINFO>
			<SPINFO>
				<DEF_CODE>LOANBEGDATE</DEF_CODE>
				<DEF_VALUE/>
			</SPINFO>
			<SPINFO>
				<DEF_CODE>LOANENDDATE</DEF_CODE>
				<DEF_VALUE/>
			</SPINFO>
			<SPINFO>
				<DEF_CODE>JIANYE_SMS_SERVICE</DEF_CODE>
				<DEF_VALUE>Y</DEF_VALUE>
			</SPINFO>
			<SPINFO>
				<DEF_CODE>TRAVEL_PRINT</DEF_CODE>
				<DEF_VALUE>AccidentInsurancePrintSHWS</DEF_VALUE>
			</SPINFO>
		</SPINFO_LIST>
	</POLICY>
</REQUEST>